Jul 15
A stakeholder pension was introduced in the UK in 2001, the purpose of it is to ensure that people who don’t have access to a pension, other than the basic pension that everyone gets, can provide for their own retirement better. These types of pensions are set up in a similar way to other money purchase pension schemes, you pay money into your pension and your pension provider will then invest on your behalf. The actual value of your pension fund depends on how much you’ve paid into it, and how well your investments do. The
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Tags: annuity calculator
Jul 10
Savings Accounts and Money Market Rates provided by 30 June 2011 U.S. banks have been in an uproar for months over one provision of last year’s Dodd-Frank financial reforms limiting the fees imposed on debit card transactions. Their arguments won a major victory yesterday, as Reuters reports that the Federal Reserve decided to reduce the limitations in its final proposal.
The Durbin amendment to the Dodd-Frank bill called for the Fed to research fees on swipe fees and establish a set of fair limitations. In January, the Fed proposed setting the limit at 12 cents per transaction, instead of the standard formula that usually charged around 1.14 percent of the purchase, averaging around 44 cents, according to The New York Times. Full Post…
Tags: Fees
Jul 02
In what is now the largest up-front bonus available on a credit card today, Citi is offering 50,000 bonus ThankYou points for anyone who signs up for their Citi ThankYou? Premier Card. Those 50,000 points are good for $500 in gift cards OR $665 in travel when you redeem your points through the ThankYou travel center. This incredible deal is available for a limited time only on a limited number of sites, and it’s set to expire June 30th, 2011.
The Citi ThankYou? Premier Card earns cardholders 1.2 ThankYou points per dollar spent on all gasoline, supermarket, drugstore, and parking purchases, effectively giving you a 20% bonus on those purchases. All other purchases receive 1 ThankYou point per dollar spent and the points earned never expire, so long as the account remains open and in good standing.
The benefits of the Citi ThankYou? Prem
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Tags: Bonus, Citi Thankyou, Premier Card
Jun 29
What does Rory McIlroy have to do with your savings account?
Do you have money saved for your upcoming vacation, the holidays, back-to-school clothes?
What about retirement? Are you contributing to an IRA regularly? What about college savings? Do you have a place to put those funds?
Today I want to look at the benefits of having a place to put your savings. That’s right. I think it’s of benefit to simply have the account.
Even if there are no funds available in it, and, even if you aren’t (gasp!) automatically contributing to it.
Tiger Woods has pretty much been a no show in the golf world since 2008, the year of his last major win. It’s
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Tags: Account, Account Create
Jun 28
Do you remember a few years ago when Southwest was trying to compete with the big airlines and they ran a series of NFL commercials? Each commercial was pretty hilarious and they all ended with the Southwest slogan and a ding “you are now free to move about the country”. Well, I quickly learned that Southwest Airlines offered lower fares than just about anybody else and when you also consider they don’t charge for the first bag checked, Southwest became my favorite airline.
If Southwest Airlines is also your favorite you’ll be happy to know that there is a credit card specifically for people who fly their airline. The Southwest Airlines Rapid Rewards® Plus Credit Card offers all cardholders the chance to earn a free round-trip flight, simply for signing up and making one purchase. The reward comes in the form of 20,000 bonus points and a $50 statement credit, and depending on how and where you fly, you may be able to cash in more than just one flight.
Cardholders of the Southwest Airlines Rapid Rewards® Plus Credit Card can also earn 3,000 bonus points every year they renew their credit card. Southwest offers rewards points on purchases in the following increments:
- 2 points earned for every dollar spent on Southwest Airlines flights
- 2 points earned for every dollar spent on Southwest car rental and hotel partners
- 1 point earned for every dollar spent on all other purchases
The Southwest Airlines Rapid Rewards® Plus Credit Card carries an annual fee of $69, which is not waived during the first year. The flight all cardholders receive is worth at least four times that amount but if annual fees aren’t your thing and you don’t fly Southwest often, there are better card options for you.
This is a limited time offer provided by Chase and the bonus points will not be credited to your account for a good six to eight weeks after making your first purchase, so if you’re looking for that free flight ASAP, consider signing up for the Southwest Airlines Rapid Rewards® Plus Credit Card.
Tags: Airlines, Airlines Rapid
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